top of page

Real Estate Investor Loan Options

Bridge Loan Program

Purchase, Refi & Cash-Out

Fix & Flip Program

Purchase, Rehab & Cash-Out

Long Term Rental Loan Program

30 Years for Max Cashflow

Multi-Family Loan Program

5+ Units & Mixed Use

Short-Term Rental Loan Program

24 Month + 12 Month Extension

What Loan is Right For You?

Check out our loan options.

Loans: List
143583178_xl (Large).jpg

Fix & Flip Loans

154632799_xl (Large).jpg

Grow Your Rental Portfolio

143669253_xl (Large).jpg

Portfolio Loans

Short-Term Loans for Purchase & Rehab of Non-Owner Occupied Properties.

  • Starting at 8.25%

  • 12 Month Loan

  • Up to 90% of Purchase

  • Up to 100% of Rehab Costs

  • 650 Minimum FICO

  • Non-Owner Occupied 1-4 Family Real Estate, Condos; Townhomes

  • SFH up to $2M

  • Multifamily up to $5M

  • Minimum $100k Loan

30 Year Loans for Residential & Vacation Rental Properties

  • 30 Year Loans Starting at 4.95%

  • Buy to Rent - 24 Month Bridge Loans Starting at 8.75%

  • Up to 80% LTV on Purchases

  • 650 Minimum FICO

  • Non-Owner Occupied 1-4 Family Real Estate, Condos; Townhomes

  • SFH up to $2M

  • 30 Year Loan Provides More Cash Flow to Grow Portfolio

  • Minimum $100k Loan

Finance Multiple Rental Properties - One Closing, One Monthly Payment.

  • 30 Year Loans Starting at 4.95%

  • Up to 75% LTV on Refinance

  • 660 Minimum FICO

  • Non-Owner Occupied 1-4 Family Real Estate, Condos; Townhomes

  • Refi & Cashout Only

  • Up to $2M (higher possible)

Loans: Our Services
Loans: Our Services
Credit Assessment

Financing for Rental Home Investors

Long & Short-Term Financing for Single Family Properties or Portfolios. Fix & Flip or Buy & Hold.

Equity Trac is a private real estate finance company that specializes in making private hard money loans from $100,000–Equity Trac emphasizes making loans to borrowers on investments that banks have difficulty financing because of the complexity of a deal, it’s timing or many other factors.

When it comes to financing or refinancing your properties, you want to make sure you have a professional and experienced Broker by your side. I guarantee my clients the best financing and mortgage services. With Equity Trac, you’ll receive the best customer service as well as helpful, easy to digest resources to help you understand what’s really going on behind all those complicated numbers.

Loan possibilities are endless. However, being overwhelmed by choice doesn’t mean you should take whatever is offered to you first. Contact us for information about different types of investor loans and we'll be happy to explain them and help you find one that suits your needs.

Our capital is secured from our own fund, a network of private lenders, institutional lines of credit, and proprietary sources, enabling us to make quick decisions to fund real estate projects. The Equity Trac team understands real estate leverage and wants you to profit and repeat business with us. This is why Leverage - Profit - Repeat is our motto. We have experience in all major property types and look at each deal specifically.

Our team has been involved with more than $275 million worth of real estate transactions in the past few years. We have done loans from coast to coast.

We lend to all states except ND, SD, MN, AK & NV.

Loans: Our Services

Want to Chat?

1202 Gary Ave - Suite 113, Ellenton, FL 34222

(941) 217-1000

Thanks for submitting!

Loans: Contact
bottom of page